| 5 things to look out for in your home agreement! Posted: 14 Jun 2011 06:41 AM PDT 
On handing over the house to you, the builder needs to also give a `Completion Certificate'. This is issued by municipal authorities which establishes that the building complies with the approved plan. You would need this certificate for registration of your house and other government formalities. So you have identified the house that you want to buy, got the home loan approved... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 4 ways and more to start on a methodical savings plan! Posted: 13 Jun 2011 07:05 PM PDT 
Photo credits : Matsukawa In this era of recession, deflation, and job cuts, it is especially important for you to consider where your hard-earned money is going; financial security is the key in today's unpredictable world. And the first step towards gaining that security is to have a saving plan. Do you have money put away for a rainy day? How will you manage if there's... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 7 alerts for a money crunch! Posted: 09 Jun 2011 07:20 PM PDT 
Can you survive a job loss for six months? Do you have some funds stashed away for such emergencies until you gather your reins and surge ahead confidently with a new job and a new plan for the future in place? What about a medical emergency? Do you have resources that you can tap into for such a scenario. If the answer is No, then it is time to take a serious look at how you manage... [[ This... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 5 ways to use your credit card for a better credit score! Posted: 08 Jun 2011 08:30 PM PDT 
Currently there is an increasing awareness about the importance of a credit score and the impact it has on any loan who wish to opt for in future! If you are one of those individuals who plan to take a home loan a few years down the line and do not have a credit score at all, then it is time to thought of starting a credit score record, which will benefit you in the long run. What... [[... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 8 questions about your credit score answered! Posted: 06 Jun 2011 07:39 PM PDT 
Updating the credit report will be an ongoing process – lenders send updated data regarding an account to the agencies. It depends on how may credit accounts and individual has and when there is a change in the credit data. The moment there is a change in the credit data, it will reflect in the credit score. Earlier, lenders had to rely on their own assessment (internal) of a... [[ This is... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 7 saving tips to plan early for your dream home! Posted: 06 Jun 2011 04:35 PM PDT 
Owning a home gives you a sense of pride and liberty, but also many responsibilities. For a first timer, it would be a rather complicated process, especially 'saving' for down payments. The savings for a home purchase can be started at any time, much before you seriously start shopping for a home. With the RBI increasing the down payment limit to 20% of the actual price of the property... [[... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 6 steps towards better financial fitness! Posted: 06 Jun 2011 04:05 AM PDT 
Sunila walked out of the debt counselor's office in a pensive mood. She had accompanied a close friend of hers for moral support. Her friend Divya had actually opted for the services of a debt counselor having run into some financial trouble and some pending loan dues. After dropping Divya at her apartment post a cup of hot masala chai at their favourite hangout, Sunila realized ... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 7 golden ways to beat inflation woes! Posted: 05 Jun 2011 01:30 PM PDT 
The situation in most Indian households and corporate offices today shows one major action taken – cost-cutting. This action is attributed to the inflation rates in India as well as the looming global recession. Inflation is defined as a sustained increase in the general level of prices for goods and services. Desperate situations call for desperate measures. Inflation is a... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 5 things to do before you retire! Posted: 02 Jun 2011 07:06 AM PDT 
Planning for retirement and doing something about it is something that most youth and elders detest. For the youth there is no incentive to plan for something that will come up 35 years later. For the elders, the fear that they may not have enough money in their last phase of life prevents them for doing a deeper analysis and action after that. Retirement Planning is not only... [[ This is... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 5 reasons to stay on rent and time your home loan right! Posted: 31 May 2011 03:36 AM PDT 
Shekar had just shifted to Pune and met his long lost friend Manish at the local café. While discussing their personal life, Shekar asked Manish about his house rent. Manish said he was paying Rs 16500/- for a two BHK flat just on the edge of the city. Shekar who had come from a smaller town was shocked that someone could pay so much as rent. He wondered aloud that Manish was doing... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Earn a rent income or sold property? Compute tax! Posted: 16 Jun 2011 12:45 AM PDT 
We discuss here what you need to know about computing taxes on the rental income for a house and the capital gains from the possible sale of a house is taken up for discussion in this article. A. Tax on Rental Income from a property When you own two houses and let out one of them for rent, you receive an income for which you need to pay tax. In such a scenario, the taxable... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Check status of deducted tax online Posted: 14 Jun 2011 11:13 AM PDT 
Gone are the days where taxpayers would have to wait till the end of the financial year to receive their withholding tax certificates/Form 16s in the physical form. Now the income tax department has put in place a facility to enable taxpayers to view their tax credits online or through the internet. The consolidated annual tax statement in Form 26AS is now available to PAN holders.... [[ This... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Distinction Between A Public Company And a Private Company Posted: 14 Jun 2011 09:20 AM PDT 
Distinction Between A Public Company And a Private Company – Following are the main points of difference between a Public Company and a Private Company :-1. Minimum Paid-up Capital : A company to be Incorporated as a Private Company must have a minimum paid-up capital of Rs. 1,00,000, whereas a Public Company must have a minimum paid-up capital of Rs. 5,00,000. 2. Minimum number of... [[... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| CAPITAL GAINS ACCOUNT SCHEME (CGAS): save capital gain tax Posted: 13 Jun 2011 10:29 AM PDT 
The booming real estate market meant that Kapil Kumar would manage to sell his house in Pune for a neat profit. He had bought the place 10 years ago with the idea that one day he would retire and also move out of Mumbai. However, 10 years on, the price that he was getting for his house was something that he hadn't even dreamt of. Wanting to make hay while the sun shines,... [[ This... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Tax treatment of Provident Fund?EPF SPF PPF URPF RPF Posted: 12 Jun 2011 02:14 AM PDT 
Both the employer and employee contribute towards Provident Fund. The contribution made by employees is out of their own income and therefore no question of taxation arises as the entire amount has already been taxed. The contribution by the employer is over and above salary of employee and therefore is seen as income of employee and taxed. The interest earned on the Provident Fund... [[ This... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Interest exemption on PO Saving Bank a/c limited to 3500/- per year Posted: 11 Jun 2011 09:20 PM PDT 
Govt has capped the exemption given on Post office saving Bank account to Rs 3500/- for individual account and Rs 7000/- on Joint account per annum . Earlier interest form post office saving Bank was exempted fully. It is important to mention here that Interest from normal saving Bank account opened in banks is fully taxable NOTIFICATION NO. 32/2011 ([F.No.173/13/2011-ITA.I]... [[ This... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| HOW TO CREATE FACE BOOK USERNAME OF YOUR CHOICE Posted: 10 Jun 2011 08:06 PM PDT 
I've found it's almost impossible to find clear information on how to create/change/update an existing Facebook Profile or Page URL into a "pretty" URL. Suppose your name is kshitij and your face book url is http://www.facebook.com/profile.php?id=100000947922903 and you want to change it as http://www.facebook.com/kshitij then go through video given below and... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| 5 things you ought to know about HRA Posted: 10 Jun 2011 06:41 PM PDT 
The seasonal mad frenzy surfaces from time to time. Most often towards the end of every financial year or in the beginning of the year, when we think of tax planning, certain doubts and queries about the various tax components play havoc on our minds. To put some of those queries to rest, here, we take up for discussion the tax exemption you can claim from your house rent allowance,... [[ This... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| SBI lending rate for perk valuation ,Gold Silver rates for capital gain Posted: 09 Jun 2011 07:07 PM PDT 
IT: Gold and Silver rates as on April 1, 2011 (Mumbai) : Standard Gold Rs. 20,775; Pure Gold Rs. 20,875; Silver Spot Rs. 56,900 : (Indian Express April 1, 2011) IT : SBI LENDING RATES(for valuation of loan from employer at concessional rate in income tax act. SBI lending rates are as follows— As on April1, 2005for theassessmentyear 2006-07As on April1, 2006† forthe... [[... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Mutual Fund SIP: for Short term or Long term? Posted: 09 Jun 2011 05:15 AM PDT 
It may look very strange when everyone is advocating Mutual Fund Sip for long term, what is the necessity for this debate on 'Is Mutual Fund SIP for Short term or long term?'. Theoretically doing a Mutual fund SIP for long term will work for investors. But for practical reasons we need to commit a Mutual Fund SIP for short term. That is we need to break that long term into many... [[ This... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
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