| VERIFY TDS DEDUCTED ,ADVANCE TAX ONLINE BEFORE INCOME TAX RETURN FILING Posted: 18 Jul 2011 06:18 PM PDT 
With just two weeks left to file the income tax returns, many taxpayers are busy making their final calculations, visiting their tax consultant and filling up the returns form. Before filing the tax forms, you need to deposit the balance tax due and... ...... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| How to Retire Early? Retire sooner and richer Posted: 18 Jul 2011 06:56 AM PDT 
The mindset of today's young professionals is changing radically. They would like to have a semi-retired life in their late forties or early fifties by taking up a hobby instead of a regular job. Somewhere within all of us, there is a dream to... ...... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Home loans documentation checklist Posted: 17 Jul 2011 08:13 PM PDT 
Home loans are easy to come by these days. So, don't fret over it. Focus on the documents you need to furnish while applying for a home loan. Documents required: We give you a standard list of documents your bank will ask for. Besides this you need to submit details of the property or home you are obtaining the loan for. Tip: Check with your Bank or Non-Banking Financial Companies to figure... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Home loan rates – Beware of arithmetical jugglery Posted: 17 Jul 2011 06:32 PM PDT 
Different banks quote their interest rates differently. Some might quote rates with an annual rest, while others may quote rates with a monthly rest. In every case the bank will usually quote the 'annualised rate', which is obtained by multiplying the rate per rest period into the number of rests per year. For example: In the case of a monthly rest with 1 per cent interest being charged per... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| ‘Six of us want a joint home loan!’ Possible? Posted: 17 Jul 2011 12:09 PM PDT 
What is the loan amount I am eligible for? Can more than two of us take a joint home loan? BankBazaar.com answers all your queries. I along with five others plan to buy a plot of land and construct apartments for us. We are considering a joint loan. I would like to know if: 1. We can get a joint loan? 2. Will there be any legal problem in obtaining such a loan? 3. Will we all get tax benefits... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| The home maker’s role in family finances! Posted: 17 Jul 2011 10:54 AM PDT 
Once while chatting up with a friend over tea and hot pakoras, the talk moved towards how expenses have shot up and how difficult it was getting to manage our family budgets. My friend just shrugged and said, "Well, those are concerns of my wife. After all, she is the finance minister of the house". Yeah, most women don the role of the finance minister of the house apart from the cook,... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Retirement planning for the NRI! Posted: 14 Jul 2011 06:30 PM PDT 
Our society is changing. Nuclear families are the norm. Inflation is high and hence money needed to fund the retirement is increasing. Additionally due to longevity of life, the requirement for retirement fund will further increase. This is where the right retirement planning helps individuals spend their time in old age with dignity. Most of the Indians living in foreign countries plan to come... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Are you `loan eligible’ ? Posted: 13 Jul 2011 05:32 PM PDT 
Home loans are the most easily accessible financial supplement to purchase your dream home. To understand how to enhance your eligibility to apply for a home loan, make a simple self-assessment. Here is how banks do it. Credit Appraisal is the process followed by banks to determine the borrower's ability to repay his loan as well as his trust worthiness. A prospective borrower has to go thorough... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Why do prices of same model cars vary? Posted: 12 Jul 2011 06:42 PM PDT 
The second most important price adding factor is probably the taxation involved vis-à-vis the city of purchase of your car. The price variation between a Maruti Swift taken in Chennai and one taken in Mumbai could be even upto Rs 25,000/- costlier in Mumbai. Similarly there exists a huge price difference between models taken in Delhi as compared to Mumbai and Chennai. As a general thumb rule... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
| Budgeting your EMI in your income Posted: 11 Jul 2011 07:22 PM PDT 
A long term loan like a home loan is a debt that is part of your budget every month. If you invest too much into it, there might not be adequate funds to manage a huge list of other expenses that will tend to accumulate with time. For eg. You need to make allowances for future expenses like education expenses for children, emergency funds for a job loss or the loss of one income in a situation... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]  |
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