Health Insurance Policy switching to another Insurance co Possible wef 01.07.2011

Posted: 11 Feb 2011 06:15 PM PST

In general, health insurance policies have specific exclusions for pre-existing diseases for a specified period of cover during the initial years. However, it has been observed that in cases where policyholder wishes to switch from one insurer to other, they do not gain any credit for the period of cover with previous insurer. Consequently the insured is tied to the insurer which is detrimental...

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